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DISCLAIMER

Indemnity and Disclaimer

INDEMNITY
YOU AGREE TO INDEMNIFY AND HOLD RATNA ASSOCIATES, AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, CO-BRANDERS OR OTHER PARTNERS, AND EMPLOYEES, HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING REASONABLE ATTORNEYS' FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF YOUR USE OF THE SERVICE, YOUR CONNECTION TO THE SERVICE, YOUR VIOLATION OF THE TOS, OR YOUR VIOLATION OF ANY RIGHTS OF ANOTHER.

DISCLAIMER
THE SITE MATERIAL IS MADE AVAILABLE AT THE WWW.RATNAASSOCIATES.COM WEBSITE ISTRICTLY AND ONLY ON AN "AS IS" BASIS, WITHOUT WARRANTIES OF ANY KIND. WWW.RATNAASSOCIATES.COM EXPRESSLY DISCLAIMS ANY REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING INTER ALIA AS TO MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS IN RESPECT OF THE SITE MATERIAL OR ARISING FROM A COURSE OF DEALING OR COURSE OF PERFORMANCE AT THE RATNAASSOCIATES.COM WEBSITE.

WITHOUT PREJUDICE TO THE GENERALITY OF THE FOREGOING, WWW.RATNAASSOCIATES.COM DOES NOT WARRANT OR REPRESENT THAT ANY PART OF THE WWW.RATNAASSOCIATES.COM WEBSITE OR THE SERVICE WILL BE FUNCTIONING OR AVAILABLE AT ANY GIVEN TIME.

WWW.RATNAASSOCIATES.COM MAKES NO WARRANTY, REPRESENTATION OR GUARANTY AS TO THE CONTENT, SEQUENCE, ACCURACY, TIMELINESS OR COMPLETENESS OF ANY SITE MATERIAL OR THAT THE SAME MAY BE RELIED UPON FOR ANY REASON. IN ADDITION, WWW.RATNAASSOCIATES.COM DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS ACCURATE, COMPLETE OR CURRENT.

WWW.RATNAASSOCIATES.COM MAKES NO WARRANTY, REPRESENTATION OR GUARANTY THAT THE SITE MATERIAL WILL BE UNINTERRUPTED OR ERROR FREE OR THAT ANY DEFECTS CAN OR WILL BE CORRECTED. WWW.RATNAASSOCIATES.COM IS NOT RESPONSIBLE FOR ANY ERRORS, OMISSIONS OR REPRESENTATIONS ON ANY PART OF WWW.RATNAASSOCIATES.COM WEBSITE OR ON ANY LINKS THEREON. WWW.RATNAASSOCIATES.COM DOES NOT ENDORSE IN ANY WAY ANY ADVERTISERS ON THE ITS WEBSITE.

IN ADDITION, WWW.RATNAASSOCIATES.COM DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS ACCURATE, COMPLETE OR CURRENT or DOES IT UNDERTAKES, EXPRESSLY OR IMPLIEDLY, TO MAKE IT SO.

INFORMATION, INCLUDING AVAILABILITY THEREOF, AND GOODS & SERVICES, INCLUDING THE PRICE AND DELIVERY TIMES THEREOF, ARE ALL SUBJECT TO CHANGE WITHOUT NOTICE.

LIMITATION OF LIABILITY
WWW.RATNAASSOCIATES.COM SHALL HAVE ABSOLUTELY NO LIABILITY IN CONNECTION WITH THE SITE MATERIAL INCLUDING ANY LIABILITY FOR DAMAGE TO YOUR COMPUTER HARDWARE, DATA, INFORMATION, MATERIALS, OR BUSINESS RESULTING FROM THE INFORMATION OR THE LACK OF INFORMATION AVAILABLE ON THE RATNAASSOCIATES.COM WEBSITE.

RATNAASSOCIATES.COM SHALL HAVE NO LIABILITY FOR (A) ANY LOSS OR INJURY CAUSED, IN WHOLE OR IN PART, BY ITS ACTIONS, OMISSIONS, OR NEGLIGENCE, OR FOR CONTINGENCIES BEYOND ITS CONTROL, IN PROCURING, COMPILING, OR DELIVERING THE SITE MATERIAL; (B) ANY ERRORS, OMISSIONS, OR INACCURACIES IN OR RELATING TO THE SITE MATERIAL REGARDLESS OF HOW CAUSED, OR DELAYS OR INTERRUPTIONS IN DELIVERY; (C) ANY DECISION MADE OR ACTION TAKEN OR NOT TAKEN IN RELIANCE UPON THE SITE MATERIAL; (D) ANY LOSSES OR DAMAGES WHATSOEVER, WHETHER IN CONTRACT, TORT OR OTHERWISE, FROM THE USE OF, OR RELIANCE ON THE SITE MATERIAL OR FROM THE USE OF THE INTERNET GENERALLY.

IN NO EVENT SHALL ratnaassociates.com BE LIABLE FOR ANY FOR ANY SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES FOR ANY LOSS OF PROFITS, GOODWILL, USE OR OTHER INTANGIBLE LOSSES INCLUDING IN NEGLIGENCE, WHETHER REMOTE, PROXIMATE OR FORESEEABLE, AND WHETHER OR NOT RATNAASSOCIATES.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH (A) THE USE OR THE INABILITY TO USE THE SERVICE; (B) THE COST OF PROCUREMENT OF SUBSTITUTE SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES GATHERED OR OBTAINED OR MESSAGES RECEIVED THROUGH OR FROM THE SERVICE; (C) UNAUTHORISED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (D) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (E) ANY OTHER MATTER RELATING TO THE SERVICE, RATNAASSOCIATES.COM WEBSITE OR THIS AGREEMENT.

NOTWITHSTANDING THE GENERALITY OF THE FOREGOING, AND IF THE FOREGOING IS HELD OR FOUND TO BE AN INVALID OR IMPERMISSIBLE EXCLUSION BY REASON OF EXPRESS STATUTORY PROHIBITION AGAINST SUCH EXCLUSION, THEN YOU EXPRESSLY AGREE THAT THE LIABILITY OF RATNA ASSOCIATES("THE OWNER") ON ANY ACCOUNT AND FOR ANY REASON IS RESTRICTED TO THE MAXIMUM AMOUNT RS1000.

GOVERNING LAW & JURISDICTION

The owner of the domain (www.ratnaassociates.com) is an Indian firm, based in India and is rendering service from India, even though the website address may be Located ANYWHERE in the world. However, the entire management and all the business activities including the providing the contents of the website, providing service, information, materials, data, etc., are organised, updated and maintained by the Owner from India and are controlled from India.

The laws of the Republic of India govern this Agreement. Before being permitted to use this Service, you must expressly accept the entire terms and conditions of this contract without any modification or reservation and only thereupon will you be permitted to use the ratnaassociates.com Website and the Service, irrespective of where you or your organization are located.

This Agreement is deemed to have been signed and executed in Bangalore, India and you expressly submit yourself to the exclusive jurisdiction of Courts in Bangalore, India, in respect of any disputes arising in any manner out of or relating to the ratnaassociates.com Website, the Service, the Site Materials, this Agreement or your use or understanding thereof.

You expressly waive any objection of whatsoever nature to Indian jurisdiction and agree not to raise any objection or take any plea as to Indian jurisdiction on the ground of forum inconvenient, delay, expense, hardship or otherwise howsoever.

You further expressly agree not to initiate any legal proceedings against the Owner in respect of any matter relating to or arising out of the www.ratnaassociates.com Website, the Site Material, the Service or this Agreement or its use, interpretation or understanding in any jurisdiction except that of the courts in Bangalore, India.

You expressly agree that in the event of any litigation being commenced by you or anyone claiming under you or associated with you against the Owner in any jurisdiction other than that of the Courts in Bangalore, India, then you will consent in and support an application for the stay of legal proceedings in such other jurisdiction so that the parties concerned may adopt appropriate legal proceedings in local Indian jurisdiction.